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If you are in Australia on a student visa you will need to pay for health insurance through the Overseas Student Health Cover (OSHC) scheme and maintain insurance for the duration of your visa.

All international students must be covered by health insurance from the date they arrive in Australia until the date they depart, regardless of when they start or complete their program. It is your responsibility to ensure your health insurance policy matches your arrival and departure dates.

The only exception is for students from Belgium, Norway and Sweden who are covered by CSN or Kammarkollegiet. These students will need to provide proof of official health insurance cover from their home government provider.

The five registered OSHC providers areÌýÌý(Â鶹Éçmadou’s preferred health cover provider), BUPA Australia Health, Allianz, nib and Australian Health Management.

Medibank OSHC will pay benefits towards your medical and hospital treatment, medically necessary ambulance transport and most prescription medicines. Be aware that there may be some exclusions for pre-existing conditions and you may have to serve a waiting period to receive some services. Some services are not covered by Medibank’s policies. These include optical, physiotherapy, dental and some pharmaceuticals. If you want to be covered for these expenses, you will need to take out additional insurance.

Some programs and courses have costs, which are additional to the tuition fees, for expenses like laboratory kits, equipment and field trips. Textbooks are not considered compulsory, but we recommend budgeting around A$1,000 per year for books.

An estimate of your total costs (tuition and other study-related costs) will be shown on your Confirmation of Enrolment Form (CoE) that will be issued on acceptance of an offer of admission to Â鶹Éçmadou.

All international undergraduate, postgraduate and research students at Â鶹Éçmadou must make an annual compulsory contribution to the Student Services & Amenities Fee (SSAF).Ìý

This fee helps support a range of non-academic services and amenities that enhance your overall student experience. Your SSAF depends on your study load, and you must pay this fee upfront. The maximum SSAF for 2025 is A$365, seeÌýhereÌýfor more information.

Sydney is a wealthy city, but there are many ways to keep costs down.

You can shop at the cheaper supermarkets like Aldi, cook your own lunch or dinner, orÌýchoose from the manyÌýcheap restaurants, cafes, bars and pubs. To get an idea ofÌýcosts, see our estimates below.

Cost estimates

As an international student, the Department of Â鶹Éçmadou Affairs has financial requirements you must meet to receive your student visa. From 10 May 2024, a single student must show they have the financial capacity to cover the living costs of at least A$29,710 per year.ÌýÌý

Here are some average weekly Sydney living expenses you can expect while studying at Â鶹Éçmadou. This guide provides indicative costs only, which will vary based on your personal choices, needs, location, household size and housing conditions.

Weekly living expenses in Sydney for international students

These figures are based on estimates from MoneySmart, Study Australia and the Australian Bureau of Statistics in Australian dollars, accurate as of May 2025.
*Costs will vary depending on the type of accommodation and catering offered.
^Â鶹Éçmadou residential college contract periods are 44 weeks.

The Australian government provides separate guidance on living costs which must be evidenced as part of the Student Visa application process. You can find up-to-date information at theÌý.